Privacy Policy

Effective Date: 22 August 2026

Welcome to [Your Website Name] (“Website”), operated by Sonam (“we,” “us,” or “our”). We respect your privacy and are committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, store, and protect information when you visit our Website or contact us regarding insurance and financial products and services.

1. Information We Collect

We may collect the following information when you voluntarily provide it to us:

• Name

• Mobile/telephone number

• Email address

• City/location

• Information submitted through enquiry or contact forms

• Insurance-related information that you choose to provide

• Any other information you voluntarily provide during communication with us

We may also automatically collect limited technical information such as IP address, browser type, device information, and Website usage data through cookies or similar technologies.

2. How We Use Your Information

We may use your information to:

• Respond to your enquiries and requests.

• Contact you regarding insurance products, services, or consultations.

• Understand your requirements and provide relevant information.

• Schedule calls or meetings.

• Process or assist with insurance-related enquiries or applications, where applicable.

• Improve our Website and services.

• Send service-related communications and, where permitted, promotional information.

• Comply with applicable laws and regulatory requirements.

3. Insurance and Financial Services

We may assist customers with insurance-related products and services offered by insurance companies, including HDFC Life and Niva Bupa, subject to the applicable appointment, authorization, regulatory, and company requirements.

Submitting information through this Website does not by itself constitute issuance of an insurance policy, approval of a proposal, or acceptance of any insurance application. Final decisions regarding insurance applications and policies are subject to the respective insurer's terms, underwriting processes, documentation, and applicable regulations.

4. Sharing of Information

We do not sell or rent your personal information to third parties.

Where necessary to provide requested services, we may share relevant information with:

• Insurance companies or their authorized representatives.

• Service providers who help us operate our Website or communication systems.

• Professional or technical service providers where reasonably necessary.

• Government, regulatory, or law-enforcement authorities when required by applicable law.

We only intend to share information that is reasonably necessary for the relevant purpose.

5. Cookies

Our Website may use cookies and similar technologies to improve functionality, understand Website usage, and enhance your experience.

You may be able to disable cookies through your browser settings. However, disabling certain cookies may affect some Website functionality.

6. Data Security

We take reasonable measures to protect personal information against unauthorized access, misuse, alteration, disclosure, or destruction.

However, no method of transmitting or storing information electronically can be guaranteed to be completely secure. Therefore, while we take reasonable precautions, we cannot guarantee absolute security.

7. Third-Party Websites and Services

Our Website may contain links to third-party websites, applications, social-media platforms, payment services, or other external services.

We are not responsible for the privacy practices, security, or content of third-party websites. We recommend reviewing their respective privacy policies before providing personal information.

8. Your Choices and Rights

You may contact us to:

• Ask what personal information we hold about you.

• Request correction of inaccurate information.

• Request deletion of information where legally applicable.

• Withdraw consent for certain communications.

• Ask questions about how your information is being used.

Some information may need to be retained where required by law, regulation, contractual obligations, or legitimate business requirements.

9. Children's Privacy

Our Website is not intended to knowingly collect personal information from children without appropriate consent from a parent or legal guardian.

If you believe that a child has provided personal information to us without appropriate consent, please contact us so that we can take appropriate action.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, technology, legal requirements, or business practices.

Any updated version will be posted on this page with a revised “Effective Date.”

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact:

Name: Sonam
Business: Financial Consultant
Services: Insurance & Financial Services
Mobile: 7667014235
Email: [Your Email Address]
Website: [Your Website URL]
Address: [Your Business Address]

By using this Website or submitting your information through our enquiry forms, you acknowledge that you have read and understood this Privacy Policy.

Disclaimer: This Privacy Policy is a general website draft and should be customized to your actual business practices, website technology, data collection, and applicable Indian legal/regulatory requirements before publication.